Wednesday, October 19, 2005

Making the Most of a Long-Distance Move that Involves Kids

: "Many parents dread the idea of uprooting their offspring for a cross-country job transfer that requires a midyear school change. Yet contrary to popular belief, most youngsters fare better socially if they move before the academic year is over, real estate specialists say.
'The theory that kids should always be moved during the summer is mistaken,' contends Joan McLellan Tayler, author of real estate books. A child who arrives in a new community after the close of a school year often misses a major opportunity to make new friends with whom to pal during the summer. 'Too often, the poor kid just sits alone in an empty room,' she says."
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Impressing Your Lender to get the Best Mortgage Terms

: "Planning to apply for a mortgage anytime soon? Then be doubly careful to protect and enhance your reputation with mortgage lenders. 'True, the mortgage business is becoming more computerized. But there's still lots of human judgment involved,' observes Keith Gumbinger, a vice president at HSH Associates, which tracks mortgage markets nationwide.
Your ability to access mortgage money at good rates depends not only on the raw numbers on your credit reports, but also on lender perception,"
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