Hot Market not Prone to Foreclosures

Kauai Garden Island News: "Nationally, high home prices are causing more first-time buyers to put less cash down and rely upon various mortgage packages to secure their purchase.

Industry analysts fear this might lead to foreclosures. Locally, experts said that is not likely to happen here, given Kaua�i's hot housing market and strong demand for inventory.
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'Hawai�i has minimal foreclosures. Nobody else comes close,' said Ian Emberson, senior loan officer for Bank of Hawaii."