Avoiding an Ill-Conceived Refinance Plan: Questions to Ask

: "Americans are lousy at math,' asserts Dorcas Helfant, former president of the National Association of Realtors. Her view is that many consumers rush to refinance their mortgages when rates dip without a clearheaded analysis of the full costs involved.
Nor do they consider some legitimate alternatives, such as using the greater buying power of lower rates to purchase a better property. 'In their enthusiasm to cut their monthly payments, some people don't consider their choices carefully,' according to Helfant"
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