Woeful lack of insurance

Woeful lack of insurance: "It's sad that only 25 to 60 percent of homes in the areas affected by Hurricane Katrina and its aftermath have flood insurance. It's scary that only 15 percent of homeowners in California have earthquake insurance.
Standard homeowners insurance covers damage from hurricanes, but not from flooding or quakes. Even if they don't have flood insurance, some Katrina victims may get reimbursed under their homeowners policies if insurance companies or the courts decide that flooding "
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