Credit Score Misconceptions Snag Consumers -- and Loan Officers

Credit Score Misconceptions Snag Consumers -- and Loan Officers - OriginatorTimes.com: "Consumers still have a long way to go when it comes to understanding credit reports and scores, according to two separate studies released this month. A study by the government's General Accounting Office, as well as one released by the Consumer Federation of America (CFA) and Fair Isaac Corp., both found consumers could correctly answer only about half of the questions posed to them about credit reports and credit scores. Fair Isaac Corp. is the developer of the FICO credit score used by most lenders to evaluate consumer credit risk"
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