Increasing your credit score

North Texas e-News: "Good credit translates to lower interest rates for borrowers. Here
are just a few quick tips that can help put you in a better position under the discerning eye of an underwriter!
Do you have past due balances that have been neglected? If they are showing up on your credit report and you want to purchase a home, make sure you bring them up to current status whenever possible.
Do you have outstanding debt that you can afford to pay off right
now? Try to get these accounts down to a zero balance, or at least a lower balance. If your cash on hand doesn't allow you to do this, try to distribute the debt amongst other open credit cards. You can also consider opening a new "
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