Reassuring Steps for the Nervous First-Time Homebuyer

: "For the novice homebuyer, the days, weeks and months before making the plunge can seem fraught with peril. Especially intimidating to some are the cumulative dollar figures of a long-term mortgage.
'When a lender tells you the interest and principal you'd pay over the full 30 years of a mortgage, the numbers can seem absolutely daunting,' says Keith Gumbinger, a vice president for HSH Associates, a firm that tracks mortgage markets across the country. But focusing on the full 30-year mortgage term can make a home-buying decision loom larger than it undoubtedly will be."
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