Buying Your First Home Late in Life

: "The retired Sears delivery man had just passed his 70th birthday when he decided to seek a mortgage. He embarked on his mission with skepticism, recalls Keith Gumbinger, a family friend and president of HSH Associates, a consumer mortgage information company. 'Who's going to give me a 30-year mortgage when I'm in my 70s?'
But his skepticism melted away when his mortgage application gained quick approval based on his retirement income, including union pension benefits and Social Security payments. 'Absolutely, older people can buy a first home, as long as they have money coming in every month to make their payments,' says Gumbinger."
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