How Good a Deal Is Your Banks Mortgage Insurance Plan?

How Good a Deal Is Your Banks Mortgage Insurance Plan?: "When you go to the bank to get a mortgage, you'll inevitably be asked to take out mortgage insurance. The idea behind mortgage insurance is simply that if something happens to you or your spouse then your loan will be paid off which is good news for your family and the bank. Most financial institutions act like they are doing you a favor by offering you mortgage insurance through their own group plan, but are they?
The truth is that you could probably get a much better deal and at least an equal amount of protection by shopping around for your own insurance policy."
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