Homeowners serious about paying debt

mcall.com - Homeowners serious about paying debt: "Everybody knows that today's homeowners handle their mortgage debts differently from earlier generations, right? They gladly sign up for monster-sized mortgages, skimp on down payments, and have an unhealthy appetite for financing techniques that lower monthly payments by deferring reality interest-only loans, option ARMs and negative amortization loans.
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When was the last time you heard about a mortgage-burning party? How antique. How last century. Do homeowners actually pay down their mortgages to zero anymore, or do they simply refinance every few years until it is time to sell or die?"