Foreclosure the last option for banks, real estate agent says
Salisbury Post | LOCAL NEWS | Foreclosure the last option for banks, real estate agent says: "Gwen Chubirko says banks don't want the trouble and expense of foreclosing on a home.
Lenders 'really don't want the house back,' she says. 'They want somebody to pay for the house.'
Chubirko co-owns Genesis Realty in Kannapolis and calls herself the 'queen of foreclosures' with about 60 percent of her business in that market.
She sells homes on which lenders have already foreclosed. But she "
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posted by reslynn @ 8:50 AM
3 Comments:
Thanks. Borrowers who seek foreclosure help early are much more likely to work out a solution, no matter how dire their situation. Based on your situation, your lender may be able to provide the foreclosure help that you need.
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Your lender desires to prevent you at your residence up to you should stay there, so work together with those to avoid foreclosed process. Just in case you are unable to avoid having your home repossessed, you can find actions you can take to conserve yourself the trouble for being foreclosed on. Engage with your lender about these steps, making sure that you and your lender are saved the problem of studying the foreclosure process.
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Sometimes the easiest way to stop foreclosure should be to walk. If, after overlooking your financial situation, you arrive at the conclusion that eliminating your personal credit card debt and/or cramming down your mortgage won't be enough to set yourself on reasonable financial footing, and your home is "under water", then the greatest thing money could possibly be to convert your property over to the lender and begin anew.
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